Our Services
Practical AML compliance support for Canadian reporting entities.
We work with businesses across all FINTRAC-regulated sectors to build, assess, and strengthen anti-money laundering and terrorist financing compliance programs.
Whether you are establishing a compliance program for the first time, preparing for a FINTRAC examination, or addressing gaps identified in a previous review, ARC Advisory Group provides experienced, confidential guidance tailored to your obligations.
Compliance Program Review and Gap Analysis
We assess your existing compliance program against current FINTRAC expectations and legislative requirements, identifying gaps and providing prioritized, actionable recommendations.
Compliance Program Development
We help reporting entities build AML/ATF compliance programs that meet FINTRAC requirements — including written policies and procedures, risk assessments, and internal controls appropriate to your business size and sector.
Policies and Procedures
We draft and review written compliance policies and procedures to ensure they accurately reflect your obligations under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act and FINTRAC guidance.
Risk Assessment
We assist reporting entities in developing and documenting business-wide risk assessments that reflect the nature, size, and complexity of your operations and the money laundering and terrorist financing risks you face.
Compliance Training
We develop and deliver AML/ATF training tailored to your staff's roles and responsibilities, covering recognition of suspicious transactions, reporting obligations, and record-keeping requirements.
Examination Readiness Support
We help reporting entities understand what to expect from a FINTRAC examination and ensure their compliance program documentation, records, and processes are in order before an examination begins.
Post-Examination Support
We assist reporting entities in understanding examination findings, developing remediation plans, and implementing the changes needed to address deficiencies identified by FINTRAC.
Suspicious Transaction Reporting Guidance
We provide guidance on identifying and reporting suspicious transactions and attempted transactions, including the reasonable grounds to suspect standard and the information required in a Suspicious Transaction Report.
Know Your Client (KYC) and Customer Due Diligence
We advise on client identification, verification, and ongoing monitoring obligations, including enhanced measures for high-risk clients and politically exposed persons.
Regulatory Interpretation and Advisory
We provide plain-language guidance on how FINTRAC regulations and guidance apply to your specific business activities, helping you make informed compliance decisions with confidence.
Sectors we serve
ARC Advisory Group works with reporting entities across FINTRAC-regulated sectors, including dealers in precious metals and stones, real estate brokers and developers, and mortgage brokers.
- Dealers in precious metals and stones
- Mortgage brokers
- Real estate brokers and developers
Other sectors are determined on a case-by-case basis.
Speaking Engagements
AML expertise brought to your event.
The partners at ARC Advisory Group are available as speakers for industry conferences, association events, professional development sessions, and regulatory training programs. We bring practical, front-line experience to discussions on anti-money laundering compliance, FINTRAC obligations, and emerging regulatory developments.
Not sure where to start?
Contact us for a confidential conversation about your compliance obligations and how we can help.